Overview

Over the course of the past twenty years, an ever growing number of men and women from around the world have been traveling to the Dominican Republic on holiday. As a result, there has been an increase in demand for different types of real estate that can be used by people who are traveling into the country for holiday purposes.

At the present time, when it comes to the real estate market in the Dominican Republic, the biggest area of growth involves real estate associated with the travel and tourism industry. This includes resort properties, apartments and other residences that are utilized by people who are traveling into the Dominican Republic for extended stays. Foreign nationals have been very active in this segment of the Dominican Republic real estate marketplace.

For generations, there have been no significant restrictions on foreign nationals owning real estate in the Dominican Republic. In point of fact, the countries has a long history of foreign nationals being involved in that nation’s real estate market.

Investment Real Estate

As referenced previously, when it comes to investment in the real estate market in the Dominican Republic, there has been a great deal of activity in that segment of the marketplace that is involved with real estate that effects or impacts travels and tourisms. In this regard, foreign nationals have been active in this market — indeed, foreign nationals have been active in this segment of the real estate market in the Dominican Republic for years.

A great deal of investment is being made in the development of resort communities in the Dominican Republic. With tourism being the number one industry in the Dominican Republic, investment in the tourism trade through the real estate market is proving to be profitable for many people, including an ever growing number of foreign nationals.

Foreign nationals can be seen putting their money into hotel resort complexes, apartment projects that are being created to serve as second homes or vacation properties for people interested in spending an extended period of time in the Dominican Republic during the course of the year and into more upscale and expensive single family homes, including high cost villas and estates that are being used with regularity by well healed travelers into the Dominican Republic.

Most real estate analysts are predicting that this trend towards foreign investment in real estate associated with the tourism and travel industry will continue unabated well into the next decade.

Residential Real Estate – Single Family Dwellings

Many foreign nationals have taken to purchasing single family dwellings for three primary purposes. First, there are people who are snatching up these properties in the Dominican Republic to be used for holiday or vacation purposes, as a second home. With the surprisingly low cost of living in the Dominican Republic, many people are finding this lovely island nation and ideal place to travel for holidays and vacations. Overall, it is not particularly expensive (relatively speaking) to maintain a second home in the Dominican Republic.

The second reason why many foreign nationals are buying single family homes in the Dominican Republic is for investment. These foreign nationals are buying single family homes in the Dominican Republic that they are either remodeling and reselling for a nice profit or that they are leasing or renting to people who are visiting the Dominican Republic for extended holidays or for an extended business trip.

Finally, many people from different countries around the world are electing to retire in the Dominican Republic. In this regard, many of these foreign nationals are buying single family homes for their retirement in the Dominican Republic.

Residential Real Estate – Apartments

Apartments remain popular real estate choices for foreign nationals. Apartment sales in the Dominican Republic continue to increase in number as the 21st century moves onward.

Some people are buying apartments in the Dominican Republic for investment purposes. These foreign nationals are buying apartments that they then are renting to people who will be in the Dominican Republic for an extended period of time on holiday or on business.

Other foreign nationals are purchasing apartments in the Dominican Republic for their own use. Many people are finding the Dominican Republic to be an ideal site for holiday or vacation travel. As a consequence, these people are finding apartments in the Dominican Republic to be ideal housing choices for holiday or vacation stays and travel.

There are a wide range of different types of apartments in the major urban and commercial regions in the Dominican Republic. For example, there are some very high end properties that are expensive propositions. On the other hand, there are very reasonably priced properties that allow people of modest income levels to invest in an apartment in the Dominican Republic, to have a second or vacation or holiday home.

Vacation Real Estate

As referenced previously, many foreign nationals are buying different types of real estate in the Dominican Republic for vacation. Indeed, most real estate transactions involving foreign nationals in the Dominican Republic at this time generally are centered in the vacation trade.

Most real estate analysts believe that the trend towards purchasing vacation and holiday related properties in the Dominican Republic will continue unabated through the next two decades. Presently, these analysts believe that the present time is a sound point in time to invest in real estate in the Dominican Republic in that property values are rising. These experts believe that those foreign nationals and other real estate purchasers in the Dominican Republic will be able to realize nice returns on their real estate investments by buying property at this point in time.

South Americans have been a significant portion of the overall vacation property market. However, since the turn of the century, a growing number of people from North America — including both Canada and the United States — are finding the Dominican Republic to be a wonderful and ideal travel and vacation destination. Likewise, the Dominican Republic has seen an up tick in the number of people from the European Union who have invested in vacation or holiday properties of different types within the Dominican Republic. These trends are expected to continue well into the next decade according to analysts who have spent time considering the Dominican Republic real estate market and tourist trends.

Successfully Purchasing Real Estate in the Dominican Republic:

Specific Steps to Buying Real Property in the Dominican Republic

Purchasing real estate in the Dominican Republic is a relatively easy process. There are no particular prohibitions that block or otherwise prevent a foreign national from purchasing real estate in the Dominican Republic. Indeed, many foreign nationals invest in and own real estate in the Dominican Republic and have done so for many years.

The buying and selling of real estate in the Dominican Republic is subject to the Land Registry Law of the Dominican Republic. Pursuant to the law of the Dominican Republic, the first step in purchasing real estate in the Dominican Republic is the execution of a contract for sale between the buyer and seller.

In the Dominican Republic, it is a must that the contract for sale be signed in front of a notary public. In the Dominican Republic a notary public must have a law degree. The contract for sale sets forth the general terms and conditions of the sale — a description of the real estate being sold, the agreed upon sales price and other matters relating to the transaction. The buyer normally posts a deposit for the property that can be upwards to 10% of the total purchase price of the real estate in question.

Once the contract for sale is signed and notarized, the document is then taken to the Internal Revenue Office. At this juncture, a determination is made as to what taxes will be due and owing because of the sale. The appropriate taxes need to be paid in advance of the final conveyance of the property from the seller to the buyer.

After the financing completely is arranged and all of the conditions set forth in the contract for sale have been realized, the contract for sale and a certificate of title (designating the buyer as the owner of the real estate) is then filed with the Title Registrar’s Office.

In some areas in the Dominican Republic there can be a delay of upwards to a month before the Title Registrar’s Office is able to issue a new title to the real estate. In other areas in the country, the office can issue the title as quickly as one day.

In the Dominican Republic the buyer bears a fairly heavy due diligence burden when it comes to the purchase of real estate. In other words, if the buyer does not undertake a course of due diligence to make certain that there are no encumbrances on the real estate, the buyer very well may be stuck with a lost deposit and being unable to take full title to the real estate in question.

About The Author

Les Calvert – the Director of http://www.property-abroad.com often writes articles and information on the overseas property market. Visit their site with useful information and properties for sale in the Dominican Republic http://www.property-abroad.com/dominican-republic.

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Cell phones give you so many benefits for communication

Cell phones have become a staple in homes and business around the world. Businessmen and women have grown dependant on this form of tele- communication. Whether you are at work or out shopping, it is important that you keep in touch with your family. Having a cell phone means that you are accessible in case of an emergency even if you are out on the road. There are many different cellular phone plans that you can choose from, whether you want a prepaid cell phone or one that has options.

The Cell phone has become a multi-billion dollar industry and it is expanding every day. More and more people are becoming technology minded and choose to purchase a cell phone.

The Use of Cell Phones in Emergencies

Perhaps the greatest benefit to owning a cell phone is the security of knowing that they can call for assistance anytime or anywhere they need too. In past decades, millions of people were stranded on the side of the road in the middle of nowhere because their car broke down. Not being able to get help and having to rely on the kindness of strangers who passed by. It was not only frustrating it was also very dangerous.

There are still people out there who do not want to own a mobile phone. They do not want to pay for a wireless phone plan. For those people, a prepaid cell phone is the perfect gift. They can use the phone in emergencies only. With a prepaid cell phone, you do not receive a monthly bill and you do not have to sign any contracts.

Cellular phones have come a long way since their inception. Constant improvements have brought them into the twenty first century. With today cell phones, GPS systems are a standard accessory. There are even phones that allow you access the Internet to have directions sent right to your phone.

How Do Cell Phones Enhance Business?

You may be asking yourself what is the big deal with a business cell phone? The answer of course is that any type of business that has on the road salesmen, the office knows how difficult it is to contact their salesman. In the past they would have to wait until he or she called into the office. With a cell phone, they can be contacted anytime.

Cell phones not only allow the corporate office to keep in contact with employees, it also allows salespeople to contact their clients at a moments notice if a deal of a lifetime pops up suddenly. Cell phones can also cut down on land line phone bills because most plans allow the callers to make calls to other people who have the same carrier. So a salesman can call the corporate office even if he or she is a thousand miles away and not be charged any long distance charges.

People are fascinated with gadgets, and those who own mobile cell phones are no different. There are many accessories for cell phones, and almost everyone wants to own them. Whether it is a hands free headset or voice messaging, cell phone gadgets are incredible. The prices for each gadget are different, and depending on the accessory, compatible with specific model phones.

Cell phones are most popular with real estate agents. This is because many now advertise their businesses and business listings online. It is here where the real estate agent places a special number on the website for prospective buyers to inquire about specific properties by text messaging the Real Estate Agent.

Wireless Phones and Legal Matters?

Cellular phones have also become useful in legal matters. It is possible to access all cell phone records online, and in doing so, many criminals have been convicted because of the evidence.

Adding Kids Into the Equation

Kids and phones go hand in hand. As parents of teenagers, you know how difficult it can be to get him or her off the phone. This is when a cell phone can become your best friend. By supplying your child with a prepaid cell phone you are taking back the landline. You will not only have access to your own phone; you will not have to listen to the constant babbling of your kids.

Cell phones are not only for communication, they can also teach your child how to be responsible. If your child is pre pubescent, you may be able to instill responsibility in him or her.

The Elderly and Cellular Phones

When cell phones were first developed, they were big and clunky. They were hard to use and calls were often dropped. Today, cell phones are sleek and slender, and you can barely notice them however the features are phenomenal. Some would say that the more advanced the cell phone is, the more complicated it is to use. Small screens and buttons can be maddening to use, especially if you have large hands.

Pushing the Envelope of Entertainment

Mobile phones today come equipped with cameras, and music, ring tones and even Internet access. Camera phones are great because after you take the picture, you can instantly send it to anyone in the world who has a cell phone.

Higher end cell phones also come equipped with video recording software. You can record up to two minutes of video and also send it to anyone in the world. Calendars and day planners can also be found on higher end cell phones.

Cell phones today are extraordinary and they are being upgraded every day. Soon, the cell phones of today will become obsolete and will be replace with new and innovative phones that can do anything.

About The Author

Daryl Plaza is a regular contributor to http://CellPhoneEasyCall.com an informational website designed to help consumers find the right Cellular Phone , cell phone prepaid phone plan that suits their needs.

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Overview

In the 21st century, Morocco is the country on the African continent that is experiencing one of the fastest growing and fastest paced real estate markets in the region. There are a number of reasons why this is the case, chief amongst them is the fact that Morocco has enjoyed relative stability for an extended period of time. In addition, the climate in many parts of the country is very appealing to people from many different countries around the world.

With the brisk business that is being conducted in the Moroccan real estate market, many foreign nationals have invested in the country’s real estate. Foreign nationals have been found to be investing in commercial real estate as well as in vacation properties. Further, some foreign nationals — particular those from France — have invested in second homes in Morocco. (France has a long association with Morocco, the Kingdom of Morocco having once been a French colony.

Investment Real Estate

As references, foreign nationals have been active investors in the Moroccan real estate market. Foreign nationals can be found holding all types of real estate in the Kingdom, including commercial, industrial and residential properties of different varieties (including vacation real estate).

On balance, investments in Moroccan real estate has proven to be a sound and solid investment. The value of real estate in Morocco has increased steadily over time. There has not been an overheating of the market in Morocco as has been experienced in some countries around the world. When a market overheats, the end result usually tends to be a collapse of the real estate market at least to some degree.

Residential Real Estate – Single Family Dwellings

Some foreign nationals have taken to purchasing single family residences in Morocco. The majority of these foreign nationals that do purchase single family dwellings are from France — again, because of the historical association between the Republic of France and the Kingdom of Morocco.

There has been a noticeable up tick in the past decade in the number of non-French foreign nationals who have taken to purchasing single family residences in that country. Primarily, these foreigners are buying these single family properties for holiday purposes. These second residences are being bought because many people have learned how lovely the climate is in many parts of Morocco.

Residential Real Estate – Apartments

The Moroccan government has taken some pretty aggressive steps in attracting foreign commercial interested into the country. In this regard, the trade in apartments in the commercial centers of the country has been brisk since the turn of the century. More often than not, foreign nationals that have been found investing in this type of real estate are doing so because they need more long term residences in country while they are involved in some sort of commerce based project.

Some foreign nationals have taken to developing apartment buildings and complexes which they are then in turn leasing to other foreign nationals who find themselves in Morocco for extended stays due to business related obligations. This has proven to be a fairly lucrative venture for many of these foreign nationals. Again, the French have been leading the way in this type of investment and development. However, other foreign nationals are becoming more involved in this type of development and ownership as the country continues to work at brining more foreign business, investment and capital into the Kingdom.

There are also a growing number of foreign nationals who have invested in apartment complexes and buildings in hopes of attracting some of the tourist trade that ventures into the Kingdom annually. Many visitors intend to stay in country for an extended period of time on holiday, making an apartment a very attractive housing option while visiting Morocco.

Vacation Real Estate

During the couple of decades, a growing number of people have taken to spending holidays in the Kingdom of Morocco. Indeed, the government of the country has made a concerted effort to attract tourists to the country. Attracting tourists has become a primary concern of the government since the dawn of the 21st century.

With this in mind, there has been a significant demand for vacation real estate in the Kingdom. Many foreign nationals are buying real estate for vacation purposes in different regions of the country. In this regard, a majority of these foreign nationals are purchasing this type of real estate for their own usage. Foreign nationals for an array of different countries have taken to spending extended vacations within the Kingdom of Morocco.

In addition to purchasing vacation real estate of a foreign national’s personal use for holiday travel, some foreign nationals have come to understand that there is money to be made through the ownership of real estate that can be used for holiday and vacation purposes. Thus, a significant number of foreign nationals have purchased vacation real estate throughout the Kingdom which they, in turn, are leasing and renting to other people for use during holiday stays in the country. For some foreign nationals, this type of investment has proven very lucrative, particularly in light of the concerted effort that the government of the Kingdom is making to attract visitors and tourists to the country.

Successfully Purchasing Real Estate in Morocco:

Specific Steps to Buying Real Property in Morocco

Over the course of the past decade, the government of Morocco has worked to attract more foreign investment in the country, including efforts to encourage more foreign nationals to purchase and invest in property in the Kingdom of Morocco. To this end, the government of Morocco has taken pains to simplify the process through which foreign nationals can purchase and take possession of property in the Kingdom. In short, the government is committed to encouraging an infusion of foreign investment and capital into the Kingdom. Naturally, a more liberal course of foreign ownership of real estate plays a vital role in enhancing the overall activity of foreign investors in the economy of Morocco.

In Morocco, as in many nations around the globe in this day and age, the first step in purchasing property in the Kingdom of Morocco is the making of a verbal offer by the potential buyer to the seller. More often than not, the oral indication of intent to purchase of conveyed from the potential buyer to the seller through an agent. Agents do play pivotal roles in the buying and selling of real estate in Morocco. Indeed, it is a rare real estate transaction that does not involve the services of a real estate agent.

If the seller accepts the offer, or propounds a counteroffer that ends up being accepted in turn by the potential buyer, a preliminary contract is drafted. Normally, in Morocco, this document is the handiwork of a lawyer. There are standard forms that can be utilized for this purpose. However, most foreign nationals indicate that they feel more comfortable having an individual and specific agreement drafted by a qualified lawyer.

Following the execution of this preliminary agreement, the buyer is involved in obtaining financing for the real estate purchase. The seller is occupied working to make certain that there are no encumbrances on the property that might impair the ability of the seller to convey the property to the buyer when the real estate transaction moves to conclusion.

At the point in time that this initial contract is executed, the buyer is obliged to put a deposit on the real estate. Generally the deposit is in the amount of upwards to 30% of the total purchase price of the real estate that is the subject of the transactions. In some instances, a buyer will have up to thirty days from the date that the initial contract is signed to post the deposit required by the terms and conditions of that agreement. The balance will be do at the time that the final agreement is executed between the parties to the sale.

There are some mortgage lenders doing business in the Kingdom that cater specifically to foreign nationals that are interested in buying real estate in the country. By using such a mortgage lender, many foreign nationals have found completing the real estate purchase process in Morocco to be an easier process overall.

In order to consummate the sale, it is necessary for a foreign national to open a bank account within the Kingdom of Morocco.

Ultimately, the parties to the real estate transaction will execute a final contract that will result in the conveyance of the real estate from the buyer to the seller. At this time, the property is registered with the government of the Kingdom and the buyer becomes the owner of record of the real estate in question.

Generally speaking, the registration process can be consummated in a pretty short amount of time. In most instances, this phase of the property buying process normally can be wrapped up and concluded within a matter of days.

About The Author

Les Calvert – an authority on overseas property and the Director of http://www.property-abroad.com/morocco has written many articles on Morocco and other popular countries reagrding purchasing overseas property.

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How to Kill More Deals in Less Time!
 by: Wally Conway

Deal Killers, Contract Assassins, Home Inspectors! Call them what you will, but the most important thing you can know is WHO to call. But how do we know who call, and how do we judge their expertise?

Home inspectors are quite simply the eyes and ears of the home being examined. They are the objective voice of the home. The mantra of the home inspectors should be “if the home could speak, what would it say”. It is critical that the inspector can speak in a manner that makes understanding simple for the homebuyer, yet has the depth of technical language to detail repairs using terminology common to the trades.

Making that right choice of which home inspector is in many ways more difficult than choosing the home. A clear and critical approach to selecting an inspector is essential to being happy over time with the home selected.

My Friend in Construction

It seems that everyone knows someone who “works in construction”, and from that relationship comes the common desire by some buyers to save the professional inspection fee by having the friend or family member perform the inspection.

At first blush, this seems like a perfect solution. The friend or family member is a known and trusted person. There is no doubt in the mind of the buyer that the loyalty and intentions of this person are above reproach. And then of course, there is the issue of saving the inspection fee.

These attributes of the friend are important. Ideally, all but the expense issue would be traits found in any professional home inspector. The difficulty arises in three principal areas; objectivity, creditability, and inspection specific knowledge.

Let’s look first at the issue of inspection specific knowledge. While it may be that the friend is without peer in his particular area of construction, it is rare that he is able to view the home in it’s entirely – that is, as an interaction of dozens of complex and interrelated systems. The most knowledgeable of heating and air-conditioning contractors may know near to nothing about roofing.

Even more common, however, than the lack of a broad base of knowledge, is the lack of any knowledge that is useful during a home inspection.

On more than one occasion when the “friend in construction” has been asked specifically about construction experience or knowledge, it turns out that this actual experience was something other than optimal. This “experience” usually amounts to something along the lines of loading trucks at the hardware store to earn beer money during spring break back in 74′! Even with the best of intentions, this is hardly the knowledge needed to guide a friend or family member through what is most likely the largest financial decision of their life.

The Objectivity of My Desire

By the very nature of friends and family members, they are not objective. They have great compassion for the buyer and likewise great fear that some harm, be that physical or financial, may come to that buyer. Making matters all the worse is the fear in the back of the head of the “friend in construction” that their experience is not truly enough to render the opinions being offered.

This takes the situation down the path to an even less desirable situation. We have a nervous or anxious buyer being given advice by a now nervous and anxious person who is operating well outside their area of expertise. However, they are now reluctant to concede that they are lost and scared. This is not good for anyone in the transaction – buyer, seller, or agents!

Trust and Credibility

Moving on, we come to the issue of credibility. I’ve observed thousands of transactions, and it seems to me that sellers are a distrusting lot. Or rather, they certainly are when it comes to the issue of imperfections in their homes.

What happens if, by some stroke of good fortune, the “friend in construction” actually performs the home inspection in a superior manner, and actually discovers all of the homes flaws in a clear and concise way? It is still probable that the seller will doubt the results are fair and objective due to the relationship between buyer and “inspector”.

This inherent distrust most always results in a professional inspector being called in to confirm or deny the observations of the “friend”. Who pays the bill for this additional involvement and what to do with conflicting observations only adds another layer of pain and confusion on a transaction that is already hemorrhaging to death.

Who to Hire?

Keep life simple! Always hire professional ASHI qualified Home Inspectors. You can be sure that ASHI home inspectors adhere to a strict Code of Ethics, a well-defined Standards of Practice, and have passed the most demanding membership certification requirements in the country.

And if there is a personal connection to the home inspector, be SURE to disclose that up front to all concerned. Most people will not object to the disclosure, but let the discovery be make after the fact and the trust, as well as the transaction, may be gone forever.

About The Author

Wally Conway is President of Florida HomePro Inspections, and has recently written a book entitled “Secrets of the Happy Home Inspector”, available at GoHomePro.com or Amazon.com. Wally’s expertise and experience has been sought after by HGTV’s “House Detective”, the Florida Times Union, and many real estate boards and associations. As a speaker, writer, instructor, and host of The Happy Home Inspector radio show every Saturday at 3 PM on WOKV 690, Wally blends the right amount of up-to-date information with just the right amount of humor, insight, motivation, and real-world application. Visit WallyConway.com for more information!

Copyright © Florida HomePro, Inc. and Wallace J. Conway. All rights in all media reserved.

info@wallyconway.com

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When you are ready to select a REALTOR, here are a few questions you can ask.

Make sure the REALTOR presents a “listing presentation” to you. This presentation should answer many of these questions. If you will need a buyer’s agent, also make sure everything is explained up front.

- How long have you been a REALTOR? Full or part time?

- What professional organizations do you belong to?

- Do you have a valid Department of Real Estate License?

- What is your responsibility to me as your client?

- Do you represent both buyers and sellers at the same time? If so, Who’s best interest are you looking out for?

- How will you keep me informed of new listings that I may be interested in?

- What does the listing agreement entail, what are the beginning and expiration dates, and what are the fee amounts I will be paying?

- Is there a charge or contract when working with buyers? (Some brokers/agents DO have contracts and fees)

- What is your marketing philosophy? Ask for their complete marketing plan A-Z.

- What can the Realtor’s company do for you?

What is their company’s share of the local market? Are they part of a large or world wide referral network?

- What types of things separate you from your competition and will you give me some feedback? – How effectively will they advertise? Do they have 24-hour advertising capability?

- What disclosure laws apply to me and what do I need to be aware of?

- How does the Realtor market to other Realtors?

- Are they a Realtor or a Real Estate agent? (There is a difference)

- Does the Realtor have a strong internet presence? If not, why? Will your home have enough exposure for all potential buyers to view? (85% of buyers go to the internet first)

About The Author

Cecilia Sherrard is a top producing REALTOR with Realty One Real Living Cleveland Ohio. She has helped many buyers and sellers relocate and find their perfect home. You can find many useful tips and information on her site http://www.youshouldown.com

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Should I Invest in Real Estate While Running an Internet Business?
 by: Peter Dobler

Of course you should. I practice this for quite a while and I never looked back. I think this is the perfect combination. You get the best of both worlds. Did you know that 90% of all millionaires made their fortune with real estate and 10% with the internet or the stock market? Well, this doesn’t leave any room for the paycheck workers, doesn’t it?

I once read a small phrase that totally changed my life “Trading hours for money doesn’t bring you any wealth”. This powerful phrase stuck with me ever since. Take a moment and think about this. We all do it by being employed by an employer we trade hours for money. How many hours per week can you trade without completely giving up your life? 60, 70 hours max. This doesn’t leave much room for a family life or having some fun, doesn’t it?

Well, enough of this depressing stuff. Let’s talk about something fun. Did you know you can actually make money while you’re sleeping? It is called residual income.

With your internet business you want to achieve residual income through selling membership subscriptions to any form of service that charges monthly dues. Typically you will receive your share of this as monthly installments. You do the work once and you get paid over and over again.

With real estate you achieve the same effect with rental properties. Although your involvement in the process is a little bit bigger, but it is still manageable. You have to collect the rent and making sure it is paid on time. On the other hand you have to pay all the bills like mortgage payments, insurance, taxes and sometimes utility bills. Depending on the type of lease agreement you have with the tenants.

This takes care of the residual income part. As a rule of thumb if your residual income covers your living expenses you’re on your way to be successful. Now you can start doing the fun part with real estate. Not that there’s anything wrong with being a landlord. I personally don’t like this part of investing in real estate.

The fun part for me is to work deals with real estate. It could be buying an old property way below market, fix it up and sell it with a profit. Another method in dealing with real estate is called flipping. In this case I simply control the property through a contract and then assign the contract to another buyer. Of course I will collect a fee for my services. I prefer the second method because the least amount of money and work is involved. Fixing up properties can turn into a time and money consuming project.

The point I want to make is that you need to establish some sort of residual income to cover your basic living expenses in order to expand your business.

Of course you can do all of the things mentioned and still working full time. That’s what most people are doing. However you have to decide if the extra income is worth the effort. You will need a lot of time to do both investing in real estate and running an internet business.

Visit my home business website and my real estate website to learn about effective systems to leverage both business models without completely giving up your life.

Copyright 2005 Peter Dobler

About The Author

Peter Dobler is a 20+ year veteran in the IT business. He is an active Real Estate Investor and a successful Internet business owner.

Learn more about real estate investments at http://www.doblerproperties.com or send a blank email to mailto:suncoastrenttoown@getresponse.com to receive our newsletter.

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Beyond The Gleam In Real Estate

Everyone who has ever walked through an open house knows that having a clean house is extremely important if you want to make the sale. But is it everything? The simple answer is no. There is much more involved in getting your home ready for a successful sale, than simply cleaning it. The unfortunate fact is that far too many sellers fail to realize this right away.

I don’t want to understate the importance of a clean and shiny house, because obviously a dirty house with cob webs in the corners and toothpaste residue in the sinks is not going to appeal to buyers. However, cleaning your house should be the bare minimum that you do to get it ready for sale.

Once you are finished scrubbing and polishing, it’s time to go beyond the gleam. A shiny clean space – while it looks nice – is not enough to sell your property. That’s where home staging comes in. At Simple Appeal we take your house from nice to sensational by using simple staging techniques that appeal to a buyer on an emotional level. A clean and shiny house will appeal to a buyer on a logical level. They may think, “Wow this is a really nicely kept house.” But you want more than that. With a little strategic home staging, you will have buyers envisioning their child’s next birthday party in the kitchen, Christmas dinner in the dining room and a family barbeque in the back yard.

Appealing to a buyer on an emotional level, so that they can picture themselves in your home, living their life – is what will sell your home. At Simple Appeal, we help you go beyond the surface by creating Pockets of Emotion that keep a buyer thinking of your home long after they leave it. Instead of thinking of your home as one of the dozens of clean homes they saw that day, they will remember it as the house that they could picture themselves living in.

By: Home Stager

Article Directory: http://www.articledashboard.com

Karen Schaeferis the founder of Simple Appeal, Inc. and APSD – The Association of Property Scene Designers which is composed of the best home stagers who have accumulated the best home staging training there is. Through Karen, you can learn more about staging, marketing and selling houses quickly.

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Miami Beach Real Estate – Never Fails To Attract Interest

Miami Beach, Florida is one of the famous resort destinations in the United States. The city of Miami Beach, especially the South Beach area is an important area for the real estate market in Miami, Florida. It is the original vacation destination of the United States known for its famous art deco hotels, diverse cultures, fashionable restaurants, cafes, white sandy beaches, palm fringes, beautiful houses and condominiums, and a throbbing nightlife. All of which makes it a popular destination for tourists from all over the world.

Real estate in Miami, Miami Beach real estate and the prices of homes in Florida in particular were hit the hardest when the prices of real estate came crashing down through out the United States ,as a result of the global meltdown in the previous year. However, this is nothing new for this region that has seen through several booms and busts in the past century and recovered pretty strongly. This is particularly true for Miami and its beachfront properties the prices of which tend to recover fairly quickly.

The good thing about the real estate bust is that the prices of property in this region, in general, tends to be more than some of the metropolitans in the country so when the realty market is soft or not doing particularly well, it gives the investors an opportunity to invest in Miami homes or Miami condominiums or Miami beach homes.

A look into the real estate statistic reports on Miami Beach, Florida reveal that due to the recent depression the prices of properties in general are low which indicates scope for re investment on real estate properties that are sure to recover. South Florida, South Beach, Miami Beach and Sunny Isles Beach have all witnessed such investments since the bust in the real estate market in the previous year. The average price per square foot for a house in Miami, Florida is $ 309 for the week of October 5, 2009 which is 37.8% less than what it was in the previous year. The reports show that the median sales price for a Miami Beach house was $ 333,500 in the week of October 5, 2009 which was $ 78,500 or 19.9% less than the median sales price for the same period in the previous year. According to the statistic reports on the
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realty market in Miami Beach, Florida, the average Listing price for Miami homes and Miami Beach properties was $1,002,123 for the week of October 5, 2009 which is $4,102 or 0.4% more than the average listing price for Miami properties from the last week.

For investors, looking for investment in Miami real estate and Miami Beach house properties the present property market provides good opportunities for investment. This is because the down turn has allowed for price correction. This means that the prices of properties in Miami Beach, Florida that were overpriced before the economic bust are now available at a price which the area has not seen in ages. The price of properties and homes in trendy areas of Sunny Isles Beach and Miami Beach have however, remained quite high even during the economic meltdown. Investors at present are showing interest in condominiums particularly around Miami and Dade County region.

So, the present real estate market in Miami, Florida provides the best opportunities for investors and buyers interested in investing on the Miami’s ever dynamic realty market.

By: Bryan_Halda

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Bryan Halda is the Senior Partner at Gray & Associates Properties. He has many awards and accolades in the realty business, to his credit. He was recently named as the Top Producer’s Speaking Panel by the Realtor Association of Greater Miami and the Beaches, (RAMB). He has over 17 years of experience in Miami real estate. So if you are looking to rent, buy, or sell any property in Miami Beach, FL, contact Bryan Halda

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The Perfect Interest Rate: Waiting To Buy Your Next Home

Whether you’re buying or refinancing, you’ve probably been watching interest rates go down (and back up) over the past few months. You may be waiting to buy a home or refinance until rates go back down below the five percent mark. If so, then ask yourself two questions. First, how long have you been waiting for the perfect rate? And second, how much longer are you willing to wait?

A few months ago, rates were in the mid to high 4 range for a 30 year fixed (and the high 3 range for a 15 year loan earlier this year). They’ve since gone up and are seeming to stay in the low 5 percent range. The bottom line is that rates are about as low as they’re going to get. And even right now, the rates are artificially low because the Treasury has been buying their own bonds for about 6 months now. They’re going to stop buying their bonds this month, and rates are expected to continue to climb up again. What does this mean to you as a consumer, whether you’re buying or refinancing? If you’re happy paying 5 percent for a home loan, go ahead and lock in your rate because it will probably get higher in the coming weeks.

While interest rates affect consumers on a national level, a buyer’s individual real estate market can also largely influence your decision. If you’re refinancing, there is no worry about not being able to get the home you like – because you’re already in the home you want (hopefully). However, if you’re in the market to buy a home, the current trends in your real estate market may make the decision for you about when to ratify a contract on that home and lock in your interest rate. In Charleston, SC we’re seeing lots of multiple offer situations again like we saw back in 2005. Although several buyers may want one home, only one buyer/family is going to get it. As demand for Charleston real estate has increased significantly in the past few months, many buyers are now not able to get the home of their first choice and are having to settle for their second or third choice.

In these warmer real estate markets like Charleston, it would be best to go ahead and buy a home. Rates are some of the lowest they’ve been in years because they have been artificially made to be so low. Sure, the rate is not the four and three quarters that it was
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a few months ago, but there is a good chance that we won’t see that low of a rate again for years. It would be better to go ahead and make an offer and lock in that rate so that you get your first choice home. Of course, you may buy now and see a tenth of a point lower next month, but at least you’ll have the home you want. If you’ve already found that home you want to buy, it would be worse to take the risk and not only lose that home, but also have to pay what could be (and almost inevitably will be) a higher rate in a few months. The takeaway point from this is: don’t be greedy!

If you’re in a cooler real estate market, you may not have to worry about not being able to get the home you want. You may be able to wait a little longer for the chance of a lower interest rate with the only risk being that you may end up with a higher rate in the end. And, it may save you money in the long run to risk getting a higher interest rate because you’ll be able to buy at an even lower price. If you’re in one of these cooler markets, it may be worth taking that risk and hoping for the perfect interest rate and home price.

By: Keadle

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Lee Keadle is a Realtor with Carolina One Real Estate. He works in the Summerville SC homes for sale market and also specializes in Mt Pleasant SC real estate.

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Have you ever made reservations at a restaurant and then changed your mind later? Or made an appointment with someone and decided not to keep it? I think most of us have, at one time or another.

Since you and I are both polite people, you know we called to let them know we wouldn’t be there. But not everyone bothers to make that call.

As you can imagine, this causes a problem for busy restaurants. There they stand, with empty tables that they can’t fill because someone has reserved them. So they turn away customers who want to spend money. Not good at all!

Well, one restaurant decided to do something about it. They changed just two words in their conversation with customers making reservations, and their no-show rate dropped by two-thirds.

If you’ve been in real estate for long, you know that prospective buyers and sellers sometimes give you the same problem – reserve your time and don’t show. So there you sit, unable to get started on other work because these people are going to show up any minute. And the newer you are to real estate, the more likely that you’ll sit there and wait for an hour or more – just in case they had some unavoidable delay like a flat tire or an important phone call as they were going out the door to meet with you.

I had one young couple stand me up twice – once in the evening and once on a Sunday. That meant I made a special trip the 8 miles in to town to meet with them and then sat there like a lump on a log while they were off playing. It turned out that both times they decided to go fishing instead of house hunting.

After several years of enduring similar frustrations, I made the decision to wait for only 20 minutes. If they weren’t there and didn’t call, I left the office. Who needs rude customers, anyway?

But, back to the solution.

Reservation agents had been saying “Please call if you can’t make it.”

When they changed that sentence to ” Will you please call if you can’t make it,” and then waited for a response, it made all the difference.

It seems that once people make a verbal commitment to do something, they are much more likely to follow through.

You may not even be asking customers to call if they aren’t going to show up – and you should start. But follow the restaurant lead, and get their commitment to call you. It will probably be too late to fill that slot with another appointment, but you’ll have the opportunity to call ahead to cancel listing appointments instead of calling later to apologize for not showing up. The homeowners will appreciate that and remember your thoughtfulness.

Then you can get busy using that time on productive tasks instead of watching the clock hands go around.

Now you have to make a decision. If you follow the script and your customers agree to call if they aren’t coming – but they don’t – will you make another appointment with them? I vote no, unless their apologies are effusive and their reason is compelling. You know, something like: “My son fell out of a tree and broke his arm, and all other thoughts just flew out of my head. I’m SO sorry that I left you waiting like that.”

People like that deserve a second chance, but the ones who just have no respect for your time do not.

Marte Cliff is a Freelance Copywriter and former real estate broker who specializes in writing for real estate and related industries.

She’ll help you with one letter, or an entire marketing plan. For Realtors who are ready to get full value from their websites, she offers web copywriting and lead generation packages. She also offers a course called the Real Estate Career Builder, which covers best practices along with marketing methods. You’ll find it at http://www.promotemyrealestatecareer.com

Marte’s weekly ezine for real estate professionals offers tips and hints for building a successful business. To subscribe, and see the other resources available for Realtors, visit her at http://www.marte-cliff.com/RealEstate.html

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